Group RiskDimensions® is a portfolio of risk assessment and scoring solutions that provide a consistent, compatible set of tools that, when used separately or in combination, deliver powerful pricing and underwriting insights to group insurers. The solutions have been developed over a series of years, have been thoroughly researched and tested to be actuarially credible.
Built exclusively for the group insurance market as part of the RGA Group Risk Dimensions® portfolio of data products, MedScore® combines the predictive power of prescription drug (Rx) and digital health data (DHD) in a single risk assessment score for group insurers.
MedScore is highly predictive of group mortality experience and harnesses decades of RGA underwriting, data science, and actuarial expertise; insights from the company’s acclaimed Rx Predictive Model and DHD Scoring tools for the individual life market; and applied innovation from RGAX. Leveraging that power, MedScore consolidates employees' prescription and DHD histories, applies our proprietary algorithm, and outputs a simple score from 1-100 that provides a deeper understanding of group health-based mortality risk.
TransUnion TruVisionTM Life Group is a credit-based behavioral index that is predictive of group mortality and morbidity experience. Validated and marketed exclusively by RGA, TransUnion TruVisionTM Life Group helps carriers get more value from existing underwriting information by combining it with insights derived from the behavioral side of risk.
Built exclusively for the group insurance market, TransUnion TruVisionTM Life Group harnesses TransUnion's TrueRisk® Life score. TransUnion aggregates a census for individual scores to create a group risk measurement from 1-100 that provides a deeper understanding of an employer group's behavioral-based mortality risk. This vital piece of evidence will allow carriers to remain competitive and provide more accurate pricing.
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TransUnion TruVisionTM Life Group offers:
Benefit from RGA's behavioral science expertise. We are specialists in the “why” of life and health insurance decision-making. Our mission is simple: to help insurers to create products, policies and communications that reflect how people really do think and behave rather than how we think they should think and behave.
Vice President, Reinsurance Underwriting
U.S. Group Reinsurance
Explore new dimensions of risk assessment with powerful pricing and underwriting insight from RGA Group RiskDimensions® and benefit from a competitive advantage in a commoditized market.
