Through a rigorous matched cross-over study, RGA validated the substantial time-saving potential of DigitalOwl's AI-powered attending physician statement summaries for underwriting, with even greater efficiencies observed for complex, high page count cases.

In a new study using a dataset of 9.2 million individuals, RGA employed advanced statistical modeling to examine the elevated mortality risks associated with anxiety, depression, and bipolar disorder, offering insurers valuable insights as they underwrite and develop...

Fraud is a lingering concern for US life insurance carriers, presenting a myriad of challenges. Through the 2024 US Life Insurance Fraud Survey, conducted by RGA and MIB, 25 carriers shared their pain points, and detection and prevention practices. The resulting insi...

Growing evidence links metabolic syndrome and psychiatric conditions. Dual-purpose treatments can enable insurers to provide more targeted and effective solutions, potentially reducing long-term costs associated with chronic comorbidities.

As medical advances promise to revolutionize cancer detection and treatment, Japan’s experience with comprehensive cancer coverage may offer insights into the opportunities and challenges in other markets.

AI expert Jeff Heaton presents his quarterly update of recent technological advances and outlines their relevance to the insurance industry. In this installment: a look at different AI model types and how to evaluate them. Have a question or comment for Jeff?

At a high-level UN meeting on September 26, 2024, global leaders committed to a set of targets and actions to combat Antimicrobial resistance (AMR), which is associated with approximately 5 million deaths each year. In this follow-up to her

The claims process can be complicated, but alcohol and marijuana add a new layer of complexity for insurers. This is particularly true for marijuana, for which laws, testing standards, and claims processing are less mature. Carriers must consider several factors amid...

Advanced digital tools strengthened by artificial intelligence are providing actuaries with the structured data they need to create more precise risk assessment models.

Next: Revolut...

The latest update to ChatGPT brings reasoning capabilities that make it more useful to insurers and reduces one of the main risks of generative artificial intelligence (GenAI) – hallucinations. 

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A collaborative research project between RGA and the University of Leicester in the UK revealed that non-traditional risk factors allow for a more informed biometric risk assessment.

Future research reports will provide a detailed analysis of new and establishe...

This article - featuring exclusive RGA research - dives into the mortality impacts of exercise on an obese population to better understand the effects of different levels of exercise and intensity across various age groups. It also compares the mortality experience o...

During RGA’s 11th annual fraud conference, industry insiders provided their valuable insights into this persistent concern. This article offers a summary of the virtual event, with key insights and top action items from each session, designed to empower the insurance...

Across the globe, insurers are waging an ongoing battle against fraud. While opportunities for fraudsters abound, new strategies and tools are emerging to combat it. In RGA’s 2024 Global Claims Fraud Survey, 83 industry insiders provide key insights...

This article, based on a presentation on AI at RGA (see video below), explores the role of insurance prompt engineers and their importance to the future of our industry.

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The complexity of information in the life insurance sales journey p...

Insurers have historically relied on two streams of information to inform underwriting decisions - underwriting manuals and automated decision management platforms. Today, a third stream – behavioral science – offers insights that can improve the decision-making proc...

This article, the first in a two-part series, discusses the importance of preparing for retirement. Extensive research shows workers are struggling with the perceived complexities.

Navigating today's product development landscape is daunting. ...

This article, the second in a two-part series, discusses the many ways insurers and banks are assisting people with planning for retirement.

Navigating today's product development landscape is daunting. Find a roadmap in