sleep apnea equipment on sleeping woman
Articles August 2022
Sleep Apnea Mortality Risk Higher for Younger Women
What factors influence sleep apnea mortality? Who is at a higher risk of dying? RGA’s expert network of data scientists, actuaries, medical directors, and underwriters worked in collaboration to answer this question through a predictive model
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Lone worker working at computer terminal representing fraud risk
Articles August 2022
Insurance Fraud Trends: A Snapshot of Global Challenges
No market is free from insurance fraud, and its negative effects on both insurers and the policyholders they serve are universal. RGA's Marilda Kotze explores. 
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Game app Zombies Run! illustration
Articles July 2022
Achieving the Buzzword Badge: Behavioral science and gamified digital wellness
Could gamification strategies work for insurers who want to engage customers and motivate healthier behaviors? RGA's Peter Hovard, Lead Behavioural Scientist, Global Data and Analytics, argues that if gamification is going to be as effective as promised... Read More
Stretching in yoga
Articles July 2022
Why Stretching is Beneficial for the Mind and Body
RGA South Africa's Jared Godwin explores if there is more to the health benefits of stretching, and if so, why humans are generally not as diligent about extending our muscles. Read More
pair of men manipulating smartphones and purchasing insurance
Articles July 2022
Does Free Embedded Insurance Impact Customer Behavior?
Does free embedded insurance impact customer behavior? To measure the impact, RGA and Inclusivity Solutions conducted an analysis of an embedded insurance campaign run by an MNO in Co... Read More
Articles July 2022
Applying Design Thinking Principles to Insurance Product Development

Insurance innovation is imperative, and many insurers are turning to new strategies to meet their innovation goals.

To find out how to break down barriers for immediate impact, visit the

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Mobile device in use for bancassurance
Articles July 2022
Building the Future of Bancassurance Requires Foresight and Flexibility
As bancassurance continues to evolve in the wake of COVID-19, winners will be those positioning themselves now, through flexible tools and technologies, to be able to adapt products and processes to meet consumers where they are.

RGA's Jon Moss Read More
DNA typing with petri dish
Videos July 2022
Immunotherapy: Transforming Cancer Survival
Precision medicine is transforming cancer care. Read More
Alternative distribution: Double exposure of consumers using technology
Articles July 2022
Best of Both Worlds: Combining Digital Distribution with Full Underwriting ​

What if customers won’t buy without the best of both worlds—the ease of the digital purchasing journey and the comprehensiveness of fully underwritten coverage? Andrew Ostro, CEO and Co-Founder, PolicyMe; Graham Kent, ...

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World held in a set of hands with nodes
Videos July 2022
Climate Change and Life Insurance Implications

Curious about RGA's insights?   Contact us

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Scan of brain with patient on bed
Research and White Papers July 2022
Advances in Neurotechnology Poised to Impact Life and Health Insurance
Neurotechnology is defined as “the application of engineering principles to the understanding, engagement, and repair of the human nervous system.” In this research article, RGA's Hilary Henly, Global Medical Researcher, highlights how the enhanced unde... Read More
Articles July 2022
6 Claims Best Practices for Life Insurance Fraud Prevention
If you work in life insurance claims long enough, you see every kind of scam – from false identities and account takeovers to unauthorized beneficiary changes and fake deaths. RGA explores.  Read More
Articles July 2022
Are Accelerated Underwriting and Simplified Issue Converging?

Learn more about trends impacting the insurance industry from Taylor Pickett and Ryan Holt at the SOA Life Meeting from Wednesday, August 24 to 26 in Chicago. Taylor will be speaking at the session ...

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Articles July 2022
7 Key Ways Insurers Pivoted to Meet Consumer Demand During the COVID-19 Pandemic
RGA recently surveyed 16 of its offices worldwide to learn more about the innovations and changes taking place in different markets to facilitate remote sales, meet consumer demand for more protection products, and alleviate overwhelmed underwriting and claims processes... Read More
Articles July 2022
Traumatic Spinal Cord Injuries: The underwriting significance
In On the Risk, RGA's Dr. Maryam Shapland highlight a case of traumatic spinal cord injury (TSCI) and discuss the epidemiology, pathophysiology, sequelae, and prognosis of TSCI, as well as how to properly assess these risks while unde... Read More
Articles July 2022
Colon Cancer: A Growing Risk for Young and Middle-Aged Adults
In On the Risk, RGA's Colin M. DeForge, Dr. Valerie Kaufman, and Lauren Garfield, Ph.D. review the background, epidemiology, etiology, and prognosis of colorectal cancer (CRC), a cancer common in terms of incid... Read More
Research and White Papers June 2022
Antimicrobial Resistance (AMR)

Antimicrobial resistance (AMR) has long-term environmental, health, and financial implications. It is a major threat to human health, but measures are being put in place to address the crisis. RGA's Hilary Henly, Global Medical Researcher, analy...

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Articles June 2022
COVID-19 Brief: Genome Sequencing Opens Doors for Effective Disease Management and Treatment
Genetics is providing new insights into the treatment and management of COVID-19. It can also help understand what role genes play in disease severity, why some people may never get COVID-19, and how people's emotional response to the pandemic in general may be tied to ... Read More
A surfing woman gazes into the ocean
Articles June 2022
The Case for Wellness Programs in Life and Health Insurance
For both insurer and insured, the case for wellness remains strong. RGA's Julianne Callaway and Matt Berkley study the value and potential of incorporating wellness into insurance offerings. Read More