Could COVID-19 stay with the world for months, if not years to come? RGA's Hilary Henly makes the case, and shares different factors insurers should consider for future product planning and pricing, underwriting, and in setting claims expectations.

As t...

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Commissions create an incentive to sell, rather than collect accurate information, which could influence the application process. In addition, form designers have little control over how questions and clarifications are phrased by advisers in practice, which risks th...

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At RGA, we are eager to speak with clients about any support needed as we confront the COVID-19 challenge together. Contact us to learn more about the resources, solutions, and services available.

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The pandemic severely disrupted hospital services, particularly in the first half of 2020. As waiting lists for care have grown, RGA's Anna Currie wonders about morbidity and mortality impacts. She draws on major research by the Institute for Public Policy Research (IPP... Read More

This article presents key factors for insurers to consider when selecting a counterparty to reinsure life and annuity blocks in today’s market, including:

• Putting a price on counterparty credit risk...

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Curious about RGA's medical insights?  Contact us&...

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Curious about RGA's medical insights?  Contact us to learn m...

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Curious about RGA's medical insights?  Contact us to learn m...

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Facultative cases exist on a spectrum of difficulty, and increasingly, insurers recognize that many of these substandard submissions benefit from a blend of human judgment and automated processes – a hybrid approach. RGA's Scott Sibley explains.

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From scorching heatwaves to extreme floods to melting glaciers, signs of climate change are inescapable. These extreme weather events pose a particularly vexing problem for life insurers.
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The COVID-19 pandemic accelerated the use of digital distribution in life insurance. The bancassurance channel – with digitalization at the core of its operation – has the potential to build on this momentum. With the right approach, insurers can use banks’ proven distr... Read More

This article is the second in a three-part series, highlighting areas of research funded by the Longer Life Foundation (LLF), a not-for-profit organization that supports the study of scientific an...

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FAC Console arrived in 2000 and launched a quiet revolution in facultative underwriting. Yet, like any utility after 20 years, FAC Console needed to evolve. It is now transitioning into the cloud as FAC Exchange.  Read More

As the pace of investigation and discovery in genetics continues to expand and accelerate, genetic and genomic testing is now playing an increasingly pivotal role in clinical medicine as well as in life and health insurance. Read More

A new RGA surve...

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RGA's Tina Paap and Terence Leong argue that people will always have an edge over machines in connecting and working with other people. Developing and deepening the skills to make that connection possible will enable insurers to meet consumers where they are, design bet... Read More

Artificial Intelligence (AI) applications are being used to detect high-risk conditions, in surgery and to improve customer healthcare. In the Middle E...

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Students returning to in-person learning after months of lockdowns face a new set of mental health challenges that only compound COVID-19’s existing toll. RGA's Diana Bosworth discusses the important role life and health insurers have to play in addressing this issue.&n... Read More

As insurers shift to incorporate new and alternative data sources, underwriters are taking on more specialized skills. In On the Risk, RGA data strategist Jordan Durlester and underwriter Jacqueline Waas&...

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In July 2021, the CDC grabbed headlines when it announced that life expectancy in the U.S. had fallen from 78.8 years in 2019 to 77.3 years in 2020, the largest one-year drop since World War II. But what does that mean for life insurers? 

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